top of page
Search
jonathancbarlow
Jan 141 min read
Why Should You Have A Mortgage Plan?
Planning your mortgage is as important as planning your investments. Just like a sound Financial Plan, a solid Mortgage Plan is key to...
8 views0 comments
jonathancbarlow
Oct 21, 20242 min read
315 Billion Dollars In Mortgages Renew Next Year - Are You Ready If You Renew?
Roughly speaking, between 1.2 million and 1.3 million individual mortgages renew next year. The challenge is that for most people coming...
6 views0 comments
jonathancbarlow
Jul 18, 20242 min read
If Rates Drop Are Coming Next Week, Then What Happens?
A rate drop next week would of course be excellent, it’s another .25% in what is hopefully a string of drops. If further rate drops are...
12 views0 comments
jonathancbarlow
Jun 13, 20242 min read
Understanding Fixed Rate Mortgage Pricing
Most days, one of the first conversations I have with my colleague Jeff, usually starts out with ‘ What’s the yield doing today? ‘ This...
12 views0 comments
jonathancbarlow
Jun 7, 20242 min read
Rate Drop - I'm Delighted To Be Proven Wrong
My thanks to Sam Rowley for the use of his wonderful image of two mice fighting on the platform of a London Tube Station. For most of the...
8 views0 comments
jonathancbarlow
May 22, 20242 min read
Inflation News And The Cost Of a Shower Grab Rail
Some very heartening news yesterday when the April Consumer Price Index numbers revealed that inflation had dropped again to 2.7%, down...
3 views0 comments
jonathancbarlow
May 16, 20241 min read
The most important thing to know about renewing your mortgage?
The people you are dealing with at your bank are compensated for everything except helping you with your renewal. At some time or...
9 views0 comments
jonathancbarlow
Apr 8, 20241 min read
There are no tricks with a Canadian Reverse Mortgage.
Reverse mortgages have acquired an unearned reputation in this country for being something to be avoided. While it’s true that reverse...
22 views0 comments
jonathancbarlow
Nov 22, 20231 min read
Even If You Only Have One Mortgage, Have An Annual Mortgage Review Today.
After last week's Bank of Canada ‘pause’ ( the fourth one this year ), it does like we might be done with rate hikes - a lot of the bank...
7 views0 comments
jonathancbarlow
Nov 6, 20231 min read
Rates Up! Rates Down! Why An Annual Mortgage Review Is Critical To You (and your peace of mind).
After the October 25 Bank of Canada ‘pause’ ( the fourth one this year ), it does seem the worst is over - a lot of the banking chatter...
18 views0 comments
jonathancbarlow
Nov 1, 20231 min read
FP Canada Explores Why More Clients Don't Use HERS - The Reverse Mortgage Conundrum
In September FP Canada, the association for Financial Planners and Planning Associates, published the results of a study on why more...
19 views0 comments
jonathancbarlow
Oct 25, 20231 min read
The BOC Announcement Is Good News But You Still Need To Plan...
Some heartening news from the Bank Of Canada today - The BOC announced they're overnight rate for the fourth time this year. This means...
3 views0 comments
jonathancbarlow
Oct 16, 20231 min read
Reverse Mortgages: “Let The House Take Care of You For A Change”
Imagine a scenario where your parents or parent has a townhouse or home with a small mortgage and credit line on it. They’ve used the...
4 views0 comments
jonathancbarlow
Oct 13, 20231 min read
Concerned about the Future? An Annual Mortgage Review Can Help.
Annual mortgage reviews might have saved my hair... Are you concerned about your financial future? Your mortgage plays a pivotal role in...
18 views0 comments
jonathancbarlow
Oct 11, 20231 min read
Is it almost time to renew your mortgage vows?
If you have a mortgage where the term expires in the next year to year and a half, NOW is the time to start planning for it. If you’ve...
3 views0 comments
jonathancbarlow
Sep 27, 20231 min read
Want A Renewal Plan For Your Mortgage?
We're here to help! Renewing In The Next Year? The Time To Talk Is Now. When you renew with your lender, this is what you’ll likely get:...
4 views0 comments
jonathancbarlow
Sep 25, 20231 min read
Renewing Your Mortgage In The Next Year? Contact Your Broker For A Plan...
If you have a mortgage renewal looming in the next six months, now is the opportune moment to engage with the Analogue Mortgage Broker....
5 views0 comments
jonathancbarlow
Sep 14, 20231 min read
HELOCs & Right Of Survivorship - Why It's Important
Setting up a Home Equity Line of Credit (HELOC) with a right of survivorship before retirement can be a shrewd move in bolstering your...
7 views0 comments
jonathancbarlow
Sep 12, 20231 min read
Counterintuitive: Why it might be time to start choosing variable rate mortgages again.
Note the hair colour before the escalating rate environment.... It may sound crazy, but choosing a variable rate mortgage may be an...
12 views0 comments
jonathancbarlow
Sep 1, 20231 min read
Considering a Reverse Mortgage As Part of Your Retirement Plan?
Reverse mortgages offer several advantages for retirees: They provide a way for seniors to tap into their home equity , allowing them to...
2 views0 comments
bottom of page