In A Digital Age, You Want An Analogue Broker.
Greetings from your analogue mortgage broker.... With more and more of our lives intersecting with digital processes, it’s easy to take...
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jonathancbarlow
Jul 4, 20221 min read
More From The Grey Haired Guy… A Mortgage Check Up
Okay so, I feel like I wasn’t entirely honest with you last time. I may have implied that my grey hair is a newish thing. In truth, I’ve...
45 views0 comments
jonathancbarlow
Jun 27, 20221 min read
Looking For A Reverse Mortgage Advisor? Choose By Hair Colour.
Actual photo - not a simulation. No dyes, colours or rinse used. I was only half joking about the hair colour thing... If you are nearing...
18 views0 comments
jonathancbarlow
Jun 8, 20221 min read
43 Simple Steps To Financing Your Home Purchase
Kyoto, Japan 1970 When I sat down to write this, I wanted to create a Venn diagram, one of those flow charts, to illustrate the...
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jonathancbarlow
Jun 2, 20221 min read
The Kids Are Alright But What About The Grandkids?
My Grandparents enjoying the sun at our home on Keewatin Avenue, Toronto circa 1970 I’ve written previously about the benefits for some...
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jonathancbarlow
May 11, 20222 min read
I Might Not Be the Right One for You
I tend to blur the line between work and personal relationships. In fact I tend to treat that line as non existent. For example, I’m...
30 views0 comments
jonathancbarlow
Apr 27, 20222 min read
All Change – Rate Changes That Drive Us Crazy Also Bring Opportunity
By now, unless you don’t have any access to news media whatsoever, you’ll be aware that interest rates are on the rise. Fixed rates have...
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jonathancbarlow
Mar 9, 20222 min read
Reverse Mortgages: Myths and Monsters.
I rarely hear positive feedback when I talk to people about Reverse Mortgages. I’ve even heard Notaries, people that are normally fairly...
15 views0 comments
jonathancbarlow
Feb 28, 20222 min read
Uncertain Times and The Case For Sticking With Variable.
Over the past few years, we’ve lived through some very uncertain times – that uncertainty continues right up to the moment that I sat...
55 views1 comment
jonathancbarlow
Feb 24, 20222 min read
Prime Rate Changes and the Volatile Housing Market
As you have no doubt read, we are in for some prime rate changes in the coming months. Those changes are expected and required so the...
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jonathancbarlow
Feb 8, 20221 min read
Is It Time For A Reset?
One of the themes that has come out of the madness of the last two years is the idea that it’s an opportunity to ‘Reset’. Resetting how...
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jonathancbarlow
Jan 30, 20221 min read
Some Place Called Home
A couple of days I go, I met a friend, another broker, for a drink and a chat. It was interesting and a little nerve wracking, meeting...
14 views0 comments
jonathancbarlow
Sep 17, 20212 min read
A Year From Election Day…
Housing demand will still outstrip supply In the short, sometimes fevered run up to the election, each party has made room in their...
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jonathancbarlow
May 27, 20212 min read
The New Stress Test Requirements Are The Government’s ‘Own Goal’,
But That Ball Is Aimed Straight In Face Of The Middle Class. When the stress test was rolled out in 2016, it was lauded by many as a...
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jonathancbarlow
Apr 28, 20211 min read
Adding More Stress To The Local Housing Market.
Recently the government, through the body that regulates federally charted lenders, OSFI, announced that it was ‘considering’ changing...
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jonathancbarlow
Apr 1, 20212 min read
To the Bank of Mum and Dad – You Need to Plan Your Gift.
In my last blog, I talked a little bit about the transfer of wealth that’s funding some down payments these days. It’s not small amounts...
26 views0 comments
jonathancbarlow
Mar 23, 20212 min read
Wealth Transfer - What’s Driving Today’s Market
You may have noticed the increased demand in the detached housing and the townhouse markets and now the condo market, in the last year....
22 views0 comments
jonathancbarlow
Mar 2, 20212 min read
Fixed vs Variable - Predictable vs. Cheaper
Nothing to do with mortgages, just reminds me of summer! There are a number of reasons that lenders always lead their marketing with the...
16 views0 comments
jonathancbarlow
Jan 26, 20211 min read
The Year Of Reinvention
I think most of us have felt that, for the last year, we've had our heads stuck too close to a fan, like my dog Vermeer, shown here. 2021...
43 views0 comments
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